1
Spend with a participating merchant
Eligible purchases are captured through merchant POS integrations or approved uploads.
2
Track progress toward thresholds
SpenVest shows how close you are to each merchant's reward trigger and what value may unlock next.
3
Receive merchant-issued value
When rules are met, merchants can release SVC, cashback, gift-card value, or campaign rewards.
4
Redeem with the issuing merchant
Value is used according to that merchant's rules and is usually limited to that merchant's own environment.
Behaviour-first model
SpenVest is designed around visible reward progress and repeat behaviour, not hidden points or generic discounting.