Merchants can define threshold rules such as spend milestones, category-specific triggers, or campaign windows. Once your activity meets those rules, reward value can be released.

1
Spend accumulates against a merchant rule
Your eligible purchases are counted toward that merchant's configured threshold.
2
Progress becomes visible in the wallet
SpenVest shows how close you are to unlocking the next value milestone.
3
Value is released when conditions are met
The merchant's configured reward type determines what is issued.